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We are committed to helping you
protect your investments.

State Insurance Agency has partnered with top rated insurance companies writing coverage in Florida for primary homes, secondary and seasonal homes, condo units, as well as property you own and rent to others. We are committed to providing full transparency when quoting your home and can explain the differences in companies and coverage so you can make an educated decision. You will get the coverage you need at a price that fits your budget.


Dwelling Coverage

Provides funds to replace or repair the structure when damage is caused due to a covered peril.

Replacement Cost

This will replace your belongings with like kind and quality.

Actual Cash Value

Replacement cost less depreciation.

Dwelling Extension

Provides coverage for damage caused by covered perils to structures separate from main dwelling such as garages or sheds.

Personal Property Coverage

May pay to replace the personal contents of your home that are not permanent parts of the dwelling. Coverage only applies in conjunction with a loss caused by a covered peril.

Loss of use

This coverage can provide financial assistance to you while your home is being repaired and is unlivable as a result of a covered loss.

Personal Liability

May protect you, your spouse, and resident relatives under age 21 for claims you’re legally obligated to pay resulting from things such as injury, sickness, disease, and death.  The coverage may also include the cost of defending claims against you.

Medical Expense

May pay for non-residents injuries that you are legally responsible for.


Deadbolt locks
Local Burglar Alarm
Construction Type
Fire Extinguishers
Fire Sprinklers
Hurricane Shutters/Impact Glass
Monitored Fire & Burglary alarms
Newer Home
Multiple policies with company

Get a Home Insurance Quote

We will help you consider your options and point you in the right direction.
Contact us today to get a quote!